EMV Kernel Solutions

EMV KERNEL SOLUTIONS

EMV Contact & Contactless Kernel

Build secure and interoperable payment acceptance with EMV Level 2 Contact and Contactless Kernel solutions engineered for modern payment terminals and devices.

EazyPay Tech supports POS manufacturers, OEMs, banks, fintech companies, payment service providers and terminal vendors with kernel integration, customization, testing, debugging and certification-focused engineering.

From device integration to certification and deployment, our payment engineering team helps simplify complex EMV implementation requirements.

Contact + Contactless

Chip and tap payment expertise.

Integration Support

Seamless device integration support.

Multi-Scheme Projects

Support for multiple payment schemes.

Certification Support

Testing and certification assistance.

ONE PARTNER. TWO PAYMENT EXPERIENCES.

Right EMV Kernel for Payment Device

EMV Contact Kernel

Secure Chip-Card Payment Processing

Our EMV Level 2 Contact Kernel manages essential transaction logic for secure chip-card payments across supported payment devices.

Suitable for :

POS Terminals • ATMs • Payment Kiosks • PIN Pads • Unattended Devices • Custom Payment Hardware

1. Reliable EMV Processing

Secure chip-card transaction processing.

2. Flexible Integration

Works across compatible devices and applications.

3. Certification Ready

Built with testing and certification in mind.

4.Technical Support

Integration & certification support.

EMV Contactless Kernel

Fast, Secure Tap-to-Pay Acceptance

Our EMV Contactless Kernel supports fast and secure tap-based payments using contactless cards and NFC-enabled payment devices.

Suitable for :

Contactless POS • Android Devices • Kiosks • Transit Validators • Unattended Terminals • NFC Devices

1. Fast Transactions

Enable quick tap-to-pay acceptance.

2. Secure Processing

Reliable contactless transaction logic.

3. Flexible Architecture

Supports multiple payment environments.

4. Scalable Integration

Built for retail, transit and banking deployments.

CORE EMV CAPABILITIES

Essential EMV Processing Functions

Application Selection

Identify and select the appropriate payment application.

Offline Data Authentication

Validate the card during EMV transaction processing.

Cardholder Verification

Process supported cardholder verification methods.

Terminal Risk Management

Evaluate transaction parameters and processing requirements.

Terminal Action Analysis

Apply card and terminal rules to determine transaction actions.

Online & Offline Processing

Support applicable online and offline transaction flows.

Designed for Multiple Payment Environments

Pos Treminal

ATMs

Payment Kiosks

Transit Validators

Android & Embedded Devices

OEM Hardware

Global & Domestic EMV Card Scheme Support

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FROM CODE TO CERTIFICATION

Simplify Your EMV Kernel Integration Journey

01

Platform Assessment

Review device setup, interfaces and certification scope.

02

Kernel Integration

Integrate the kernel with the application and payment flow.

03

Testing & Debugging

Validate transactions and resolve integration issues early.

04

Certification Support

Assist with certification requirements and deployment.

SPECIALIZED PAYMENT ENGINEERING

Built for Teams, Not Just Code.

Contact + Contactless Expertise

Expertise across chip and contactless payments.

EMV Engineering Experience

Expertise across kernels, apps and devices.

Hardware + Software Integration

Integration across readers, apps and hardware.

Certification-Focused Support

Support across testing and certification stages.

Custom Integration

Long certification cycles can delay product launches.

Ongoing Technical Support

Support for testing, updates and integration.

VERIFIED CONTACT KERNEL APPROVAL

EMVCo Level 2 Approved Contact Kernel Implementation

EazyPay Tech Contact Kernel Version v1.00 has received EMVCo Contact Terminal Level 2 approval for an approved implementation.

This demonstrates tested EMV processing capability and provides device manufacturers and payment technology teams with a strong technical foundation for applicable Contact Kernel projects.

EMV KERNEL FAQ

Common Questions About EMV Kernel Integration

An EMV Level 2 Kernel handles transaction-processing logic between the payment card or device and the terminal application.

A Contact Kernel supports inserted chip-card transactions, while a Contactless Kernel supports tap-based payments using NFC-enabled cards or devices.

Yes. A compatible terminal can support both methods with the required hardware, kernels, applications and certifications.

Yes. EazyPay Tech supports kernel integration with terminal applications, payment devices and applicable reader interfaces.

Yes. Our team supports integration, testing, debugging and applicable EMV Level 2 certification activities.

EMV Kernels can be used across compatible POS terminals, ATMs, kiosks, transit validators and unattended payment devices.

Yes. Kernel integration can be adapted to compatible hardware interfaces, terminal architectures and payment requirements.

Yes. Depending on project scope, EazyPay Tech supports integration requirements across applicable global and domestic payment schemes.

BUILD YOUR EMV PAYMENT SOLUTION

Need a Contact or Contactless Kernel for Your Device?

Whether you are developing a new payment terminal, upgrading an existing device or preparing for EMV certification, EazyPay Tech can support your project from kernel integration through deployment.