RuPay NCMC

RUPAY NCMC PAYMENT TECHNOLOGY

NCMC Payment Solutions

Build, integrate and prepare NCMC-enabled payment solutions for transit validators, POS terminals, AFC systems and connected mobility environments.

EazyPay Tech supports banks, transit operators, OEMs, terminal manufacturers, AFC integrators and fintech companies with NCMC Kernel integration, payment applications, device integration, testing and certification-focused support.

From RuPay Contactless and EMV integration to validator applications, offline transaction workflows and backend connectivity, we help engineering teams build reliable NCMC-ready payment environments.

NCMC Kernel Integration

Integrate RuPay NCMC into compatible payment devices.

Transit & Validator Apps

Build payment apps for validators and AFC systems.

Testing & Certification

Test and prepare solutions for certification readiness.

Backend Integration

Connect devices with transit and payment backends.

What Is RuPay NCMC?

RuPay NCMC (National Common Mobility Card) is an interoperable contactless payment initiative designed to support payments across public transport and other compatible payment environments.

It enables compatible payment cards and acceptance devices to work across connected mobility ecosystems while supporting broader payment use cases.

NCMC can support use cases such as:

Why NCMC Matters

Traditional transit environments can rely on separate fare systems and closed payment models.

NCMC enables a more interoperable payment approach by allowing compatible payment credentials to work across supported transit and payment environments.

BUILT FOR INDIA'S SMART MOBILITY ECOSYSTEM

RuPay NCMC Payment Solutions

NCMC Kernel Integration

NCMC Kernel Integration

Integrate RuPay NCMC processing into compatible devices.

EMV Contactless Integration

EMV Contactless Integration

Connect contactless readers with EMV payment components.

Validator Application Development

Validator Application Development

Build payment apps for compatible transit validators.

POS & Device Integration

POS & Device Integration

Integrate NCMC payments with POS and connected devices.

Transaction Management

Transaction Management

Manage payment flows across card, app and backend systems.

Online & Offline Processing

Online & Offline Processing

Support online and offline payment transaction workflows.

BUILT FOR MODERN MOBILITY INFRASTRUCTURE

Connect NCMC Across the Transit Ecosystem

Transit Validator Integration

Integrate NCMC payments into compatible transit validators.

Automatic Fare Collection

Connect payment apps with compatible AFC and fare systems.

Fare Application Integration

Connect payments with fare calculation and ticketing logic.

Backend Connectivity

Connect devices with transit, banking and payment backends.

Device & Hardware Integration

Integrate payment software with readers and transit hardware.

Deployment Environments

Metro

Bus

Rail

Parking

Toll

Transit Kiosks

Smart Mobility

TESTING & CERTIFICATION SUPPORT

NCMC Testing & Certification Support

Requirement & Gap Analysis

Review device setup, payment components and NCMC requirements.

Kernel & Application Testing

Validate Kernel behaviour, payment flows and integration scenarios.

Device Integration Testing

Test reader, Kernel, application and system communication flow.

Transaction Scenario Testing

Validate success, decline, retry, reversal and error scenarios.

Need NCMC Certification Support?

Discuss your testing and certification needs with our experts.

Certification Support

Support testing, troubleshooting and certification preparation.

Debugging & Issue Resolution

Investigate failed transactions and resolve integration issues.

Pre-Certification Support

Identify technical and integration issues before certification.

NCMC DEVELOPMENT PROCESS

How We Support an NCMC Project

01

Requirement Analysis

Define transit use case, device and integration needs.

02

Architecture Planning

Plan NCMC processing, app, device and backend layers.

03

Kernel & App Integration

Integrate NCMC and EMV into payment application setup.

04

Device & AFC Integration

Connect readers, validators, devices and AFC systems.

05

Backend Integration

Connect transit, banking and payment backend systems.

06

Functional Testing

Validate payment flows, device behaviour and failures.

07

Certification Support

Prepare testing, resolve issues and support readiness.

08

Deployment Support

Support rollout, updates and technical issue handling.

WHY EAZYPAY TECH

Why Work with EazyPay Tech for NCMC?

20+ Years of Payment Expertise

Experience across EMV, payment software and integration.

EMV Kernel Expertise

Expertise across Contact and Contactless EMV environments.

Software + Hardware Integration

Connect payment software with devices, readers and terminals.

Backend Integration Expertise

Connect devices with banking, acquiring and transit backends.

Certification-Focused Development

Build with testing and certification requirements in mind.

End-to-End Engineering Support

Support integration, testing and deployment under one team.

NCMC QUESTIONS, ANSWERED

Frequently Asked Questions

RuPay NCMC is an interoperable contactless payment environment designed to support transit and other compatible payment use cases through the RuPay Contactless ecosystem.

NCMC can support use cases such as metro, bus, rail, parking, toll, retail and other compatible contactless payments, depending on the implementation.

An NCMC Kernel is payment-processing software that handles applicable transaction logic between the contactless card and payment application.

Yes. EazyPay Tech supports NCMC integration with compatible transit validators based on the device, reader, application and backend requirements.

Yes. EazyPay Tech supports NCMC Kernel integration with compatible payment applications, transit validators, terminals and connected payment environments.

Yes. EazyPay Tech supports payment application and device integration with compatible Automatic Fare Collection systems and transit environments.

 

Yes. Applicable NCMC environments can support offline transaction workflows depending on the solution architecture, specifications and deployment configuration.

Yes. EazyPay Tech supports testing preparation, integration troubleshooting, technical debugging and certification-focused activities.